Construction/ Contracting


Specializing In Construction Business Loans for Contractors & Builders

Find the best business loans for construction companies and contractors. 

Unsecured Funds

No personal guarantee & no collateral required.*

Quick Funding

Get funded within a few business days.

Simple & Easy

Past credit issues MAY not be a problem.

Fast Approvals

Within 24 hours of application.

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Intro to Small Business Loans for Construction Companies

Construction projects don’t always go as planned for small business owners. Additional expenses can arise, like the need to purchase equipment or supplies. A host of circumstances – from new investors to county codes to inclement weather – can delay the project’s start date. As if this didn’t put enough pressure on cash flow, contractors in the construction industry often do not get paid until they reach certain project stages.

Regal Cap Group has access to business loans for construction companies and contractors to obtain the business credit they may need to complete projects on time while covering operational expenses in the interim.

In this guide, we’ll answer the following questions and more:

We have access to various business loan options for the construction industry that have proven to work for our clients. Take advantage today.

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What are Construction Business Loans?

Construction business loans are small business loans geared towards the cash flow cycles and construction contractors’ periodic expenses. In addition to covering shorter-term needs and larger purchases, these small business loans can bridge revenue gaps until compensation comes in.

Small business loans for a construction company can take the form of:

Why Choose Us

How Do Business Loans for Construction Companies Work?

Each of the products listed above can suit a different type of expense or cash flow issue. For example, let’s say a business owner needs a little extra money to purchase more supplies, new equipment or cover payroll until the next phase of the project is complete. Logical solutions to these construction company dilemmas include a short-term working capital loan or business lines of credit.

The decision typically depends on how long it will take you to repay the loan amount, as well as the likelihood of needing a construction loan again soon. Sudden expenses and cash flow shortages are prevalent with construction businesses. Thus, a business construction line of credit would prevent you from having to apply for more funding every time you’re unable to cover a short-term expense.

Maybe you’ve just completed a project, and you’re looking to ramp up for your next one. However, compensation isn’t scheduled to come in for a few weeks. In this case, it might help to consider accounts receivable factoring. The small business loan provider purchases the account for a discount price and then assumes the responsibility of collecting from your customer. Once the payment is collected, you receive the remainder from the initial sale, minus fees.

It’s important to note that construction loans can be designed to solve multiple problems. You might need to hire more workers, pay vendors upfront, or obtain special permits for the same project. We can tailor your loan amount and terms to accommodate each expense of your contracting business, even if they occur at different intervals.

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Well Trained and Highly Effective Advisors

At Regal Cap Group, we ensure that our staff – your advisors – are well grounded with the knowledge and expertise needed to achieve the unique corporate aims and objectives set out by you and your business.

Quick and Easy Access

No matter the situation, Regal Cap Group is just a phone call away. We are always ready to help you solve every problem. There is no delay in meeting your needs as your advisors are always on standby.

Why Choose Regal Cap Group for getting a small business loan?

Regal Cap Group is the #1 FinTech marketplace offering small business loans and services. Harnessing the power of smart technology and even smarter people, we have streamlined the approval process to secure over $1 billion in financing for small business owners to date. We strengthen local communities one small business loan at a time. For every deal we fund, we donate ten meals to Feeding America!

Better Terms

Faster Funding

Easier Process

Regal Cap Group is a company that is always on our side and easy to work with … and the fairest of all lending companies nothing less than 5 stars…

    Luciano Ferry
    Luciano Ferry


    I would love to recommend Regal Cap Group Now to grow your business. Regal Cap Group has funded quarterly salaries to expand my business and sign new contracts. I would love to recommend Regal Cap Group Now to grow your business.

      Alya Allison
      Alya Allison

      CEO Bciaga

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